Finances when building a house

Know the prices to borrowing money well. Calculating your overall budget gives you another advantage: you’ll get your home loan more easily. By knowing at your fingertips all the expenses to be incurred in the short, medium along-termerm, you show the bank that you are well aware of the costs incurred by the construction of a new house.

Credit for construction

You will respect one of the basic rules to obtain good credit: to present a reliable profile, knowing that the financial institutions, to grant a loan, seek a maximum of security to limit the risks of unpaid. Better: the stronger your profile, the more likely you are to get a discount on the rate of your loan. This is important so take this to heart.

Make plans

Secure your construction project. To remember nothing, draw up specifications. You will find a list of all budget items in the house. You can proceed by chapters: land, house, credit, landscaping, garden, etc. And you will encrypt them. This file is designed to make your job easier since it details all the points to be taken into account.

Be informed about the new house. These steps will allow you to obtain a lot of information on land, construction technique, construction contract, real estate credit or guarantees. Enough to feed your discussions with builders, architects, bankers, land sellers, notary and financial institutions. In short, calculate the price of your home before you start, it is to bet on the security and to act as an informed consumer!


Conference Location

The University of Strathclyde in Glasgow is proud to have been selected to host the 11th International Building Performance Simulation Association Conference and Exhibition in 2009. Glasgow, Scotland’s largest City has a worldwide reputation as a welcoming city and is firmly established and experienced as a major centre for conferences and international events. For more information, visit www.seeglasgow.org.uk.

Conference Themes

The conference will be held on the University’s Glasgow City Centre Campus and will welcome simulation-based papers in the following themes:
advances in building physics
human aspects of the indoor environment
building services
commissioning and operation
energy capture and conversion
advances in applications
validation and calibration
software issues
simulation in design practice
regulation/code compliance
application day case studies
This web site is being regularly updated, so bookmark it for the latest news on BS2009. We look forward to welcoming you in Glasgow!


confteam (8K)

ONLINE REGISTRATION DEADLINE: On-line registration was closed at 12:00 on 23rd July, but you can register at the conference registration desk either Sunday evening from 6:00 to 8:00 or on Monday morning from 8:30 onwards. If you only want to register for the Applications day, the registration desk will be open on Wednesday morning from 8:30. The registration desk will be in the John Anderson building at the University of Strathclyde. Details of location are available by [clicking here].

CONFERENCE PROGRAMME: a comprehensive booklet with all the conference details is now available to download (4MB). An smaller Excel spreadsheet (100 kB) with the basic conference prgramme is also available.

TRAINING COURSES: a series of software training courses (workshops) have been organised by software vendors. Check out the software workshops page for more details.